TCA (Telephone Consumer Protection Act) Terms and Conditions 

Effective Date: January 30, 2025 

1. Introduction 

By providing your contact information, including but not limited to your phone number, you consent to receiving communication from Cathy DeBoer Insurance Agency Inc, its agents, or representatives regarding insurance-related products and services. These communications may be made via phone calls, text messages (SMS), or pre-recorded/artificial voice messages, even if your number is registered on a federal or state Do-Not-Call (DNC) list. 

2. Consent to Contact 

By submitting your phone number, you expressly agree to: 

• Receive calls, texts, or automated messages regarding insurance products, policy updates, renewals, or related services from Cathy DeBoer Insurance Agency Inc (209-577-8252). ● Be contacted using automated dialing systems or pre-recorded messages, where permitted by law. 
• Opt-out at any time by following the instructions provided in messages or contacting us directly. 

3. Do-Not-Call (DNC) Compliance 

• Nunke Insurance Agency adheres to all federal and state Do-Not-Call (DNC) regulations and maintains an internal DNC list. 
• If you request to be placed on our internal DNC list, we will no longer contact you for marketing purposes. 

4. Message and Call Frequency 

• Communication frequency may vary based on services and policy updates. ● Standard message and data rates may apply based on your mobile carrier. ● You are responsible for any charges associated with receiving these communications.

5. Opt-Out Policy 

• To stop receiving text messages, reply STOP to any SMS message received. ● To revoke consent for phone calls, request removal by calling 209-577-8252 or emailing cdeboer@farmersagent..com. 
• Opt-out requests may take effect within 10 business days. 

6. Accuracy of Contact Information 

• You confirm that the phone number provided is your own and that you are authorized to receive communications on that number. 
• You agree to update your contact details if they change. 

7. No Purchase Necessary 

• Your consent to receive calls or messages is not a condition of purchasing any insurance policy or service. 

8. Compliance with TCPA and State Laws 

• Nunke Insurance Agency complies with the Telephone Consumer Protection Act (TCPA), Telemarketing Sales Rule (TSR), and all applicable state regulations regarding telemarketing and consumer privacy. 

9. Changes to These Terms 

We reserve the right to update these terms and conditions at any time. Any changes will be posted on our website and become effective upon posting. 

10. Contact Information 

If you have any questions about these Terms and Conditions or wish to opt-out, you may contact us at: 

Phone: 209-577-8252

Email: cdeboer@farmersagent.coml 

Website: https://www.facebook.com/cadeboer/

By continuing to engage with our communications, you acknowledge that you have read, understood, and agreed to these TCA Terms and Conditions.

Legal Terms

Thank you for visiting our Web site. Your use of this Web site is subject to the following Legal Terms ("Terms").

Acceptance of Terms

By using this Web site, you acknowledge that you have reviewed, understood and agree to be bound all terms, conditions and notices contained on this Web site, including, without limitation, these Terms and the Privacy Policy, which can be viewed by clicking here. If you do not agree to these terms, you should not use this Web site.

Copyright, Trademark and other Intellectual Property Rights

We or our licensors own all content contained on this Web site, including, without limitation, text, graphics, logos, icons, images, video clips, and written materials, and all copyrights therein. The copying, redistribution, or modification of, or creation of derivative works based on, any portion of this Web site is expressly prohibited. We or our licensors own all trademarks, service marks, logos, slogans, and names of products and services, which may not be used without the prior written authorization of the owner.

Web Site Materials for Informational Purposes Only

The information, descriptions and materials on this Web site are provided for general informational purposes only and may not be complete, accurate, or current descriptions of the products and services offered by us or any company we represent. Your use of this Web site or request for additional information, whether by submission of an online form, by email, or otherwise, does not create a contract of insurance or an insurance policy. All features, content, specifications, products, services, and prices of products and services described or depicted on this Web site are subject to change at any time without notice. The inclusion of any products or services in this Web site at a particular time does not imply or warrant that these products or services will be available at any time.

Use of Site

You agree you will not use this Web site, or any of its features, to: (a) solicit or attempt to solicit funds or advertise goods and services; (b) upload, transmit, or otherwise make available software viruses, worms, trojan horses or other harmful or disruptive code or components; (c) disrupt, interfere with or restrict the use of this Web site by any other user; (d) impersonate any person or entity; (e) upload, transmit, or otherwise make available any commercial promotional materials, including without limitation, spam and chain letters; (f) conduct any illegal activity or further any illegal purpose; or (g) post or transmit any unlawful, threatening, defamatory, libelous, obscene, pornographic or profane material, or any material that could constitute or encourage conduct that would be considered a criminal offense or give rise to civil liability, or otherwise violate any law. In addition to any remedies that we may have at law or in equity, if we reasonably determine that you have violated or are likely to violate the foregoing prohibitions, we may take any action they reasonably deem necessary to cure or prevent the violation. Notwithstanding any provision in any policy on this Web site to the contrary, we will fully cooperate with any law enforcement authorities or court order or subpoena requesting or directing us to disclose the identity of anyone posting, transmitting, uploading or otherwise making available such materials.

Disclaimers

WE ASSUME NO LIABILITY FOR ERRORS OR OMISSIONS ON THIS WEB SITE. WE DO NOT ASSUME ANY RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER, TELECOMMUNICATION EQUIPMENT, OR OTHER PROPERTY CAUSED BY OR ARISING FROM YOUR ACCESS TO, USE OF, OR BROWSING THIS WEB SITE OR YOUR DOWNLOADING OF ANY MATERIALS, FROM THIS WEB SITE. WE MAKE NO REPRESENTATIONS REGARDING THE SUITABILITY, RELIABILITY, AVAILABILITY, ACCURACY, OR TIMELINESS OF THE WEB SITE AND ITS CONTENTS, AND MAKE NO COMMITMENT OR ASSUME ANY DUTY TO UPDATE SUCH MATERIALS. TO THE EXTENT PERMITTED BY LAW, ALL INFORMATION CONTAINED ON THE WEB SITE IS PROVIDED AS IS, WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. TO THE EXTENT PERMITTED BY LAW, WE, OUR PARENT AND AFFILIATES, OUR BUSINESS PARTNERS, AND EACH OF THEIR EMPLOYEES, OFFICERS, CONTRACTORS (INCLUDING, WITHOUT LIMITATION, PROVIDERS OF SOFTWARE, HOSTING, AND OTHER SERVICES AND EQUIPMENT RELATED TO THIS WEB SITE), AGENTS, AND THE COMPANIES WE REPRESENT SHALL HAVE NO LIABILITY FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOST PROFITS, LOST DATA OR BUSINESS INTERRUPTION) ARISING OUT OF YOUR USE OF THE WEB SITE OR INABILITY TO USE THE WEB SITE. IN THE EVENT OF ANY PROBLEM WITH THIS WEB SITE OR ANY CONTENT, YOU AGREE THAT YOUR SOLE REMEDY IS TO CEASE USING THIS WEB SITE. THE FOREGOING EXCLUSIONS AND LIMITATIONS DO NOT APPLY TO THE EXTENT PROHIBITED BY LAW. PLEASE REFER TO YOUR LOCAL LAWS FOR ANY SUCH PROHIBITIONS.

Links to Other Sites

This Web site may contain links other Web sites. We do not control and are not responsible for the content of third-party Web sites. Inclusion of any link does not imply endorsement by us. For our policy regarding privacy issues related to third-party Web sites, please click here.

Governing Law

All disputes related to this Web site, including, without limitation, any disputes related to these Terms, shall be governed exclusively by the laws of the United States and the internal laws of the State of WA, and you hereby irrevocably consent to the exclusive jurisdiction and venue of the courts located in such state.

Changes to these Terms and Conditions

We reserve the right to modify these Terms without prior notice. You should check this Web site periodically to see if any recent changes to these Terms have occurred. By continuing to use this Web site after we post any such changes, you accept the Terms as modified.

Termination

We reserve the right to change, suspend, cancel, or discontinue this Web site, or any aspect of this Web site, including any features, content, specifications, products, materials, and services described or depicted on or available through the Web site, at any time without notice.